July 15, 2026
Solo 401(k) vs SEP-IRA — which one actually lets you save more?
The two plans look interchangeable until you run the numbers. At most income levels, the solo 401(k) wins — here's the math, and the cases where a SEP still makes sense.
Retirement plans, explained by someone who builds them.
Choosing a 401(k) provider, weighing a solo 401(k) against a SEP, deciding whether a SIMPLE IRA still makes sense — practical guidance for small business owners, written by a practitioner instead of a provider’s marketing team.
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All articles →July 5, 2026
The mega backdoor Roth in a solo 401(k) — why your plan document probably says no
After-tax contributions plus an in-plan Roth conversion can put tens of thousands into Roth each year. The mechanics, the S-corp wage trap, and the plan-document fine print.
June 25, 2026
How to choose a 401(k) provider for your small business
Bundled vs unbundled, the three places fees hide, what the fiduciary labels actually mean, and the questions that make sales reps uncomfortable.